Are you at the end of your college experience? I know it can be daunting, but pat yourself on the back for this huge accomplishment and look ahead for this next exciting chapter in your life. But even if your nervous, don’t worry. Everyone feels like this. By this, weRead More →
Owning a business can involve various challenging decisions, and one might be whether to set it up as an LLC or maintain it as a sole proprietorship. Right now during the pandemic, being an LLC would make it easier for you to apply for a PPP (Paycheck Protection Program) orRead More →
This is a sponsored post. All opinions about how remote workers can stay strong and last through uncertain times with Ladder Advisors are 100% my own. Did you find yourself suddenly working remotely because your work is still needed but since we are practicing social distancing you could no longerRead More →
When you run your own business and have kids, you may start to wonder about whether it’s tax-smart to hire your teenager or not. While giving your teenager a job is a wonderful way to teach them good work ethics and responsibilities, it can also be a financially rewarding optionRead More →
The most common piece of financial advice that you’ll hear is that you need to have a budget. If you’re not keeping track of your spending and budgeting your money correctly, it’s very difficult to be in a stable financial position. And you won’t be able to save up moneyRead More →
When it comes to strategies about getting out of debt, there is one phrase that will invariably come up, the infamous Debt Snowball. But do you know what a debt snowball is, how it works, and why it can be so powerful in eliminating debt? Let’s take a look atRead More →
Sometimes debt can become overwhelming, to the point that there seems to be no way out. While it may seem that declaring bankruptcy is the only solution, there are other alternatives to consider before you go down that path. Here are some of the more popular alternatives to bankruptcy for youRead More →
There is a saying that you have probably heard. It goes like this, “Nothing is certain but death and taxes.” My favorite version adds in, “And we’re not sure about death”, which goes to emphasize exactly how certain taxes are in business. Not paying or allowing for taxes is oneRead More →
The best tool a person has to make sure that financial issues don’t become financial problems is a time proven and simple one… have an emergency fund. That alone should be reason enough to halt all other financial actions and create one. But it seems that many people simply doRead More →
There is an old saying that debt is easy to get into and hard to get out of. True to that saying, debt can be very easy to get, especially when you are first starting out. There are far too many places online that will sign you up for aRead More →