5 steps to a more frugal 2014 5 steps to a more frugal 2014

I’ve had this article in a draft since January and forgot about it. It’s still early in 2014 and still very relevant… Many people set New Year’s resolutions that deal with saving money or cutting costs. They want to live more frugally so they can pay off debt, start aRead More →

nest egg

Most would agree that it has become more challenging than ever for people to save for retirement, let alone grow funds and secure a decent-sized nest egg. Because return assumptions have dropped and interest rates are so low, people often need to stretch their available funds in ways that theyRead More →

What is frugality

There’s a myth that frugality means you don’t have a lot of money. In reality, this is more often than not, not true at all. Many frugal people are actually middle class to upper class.   People who love to read about frugality and their biggest role models are thriftyRead More →