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Blog By Donna

A Mom Navigating Life

Tag Archives: debt

College Grads – What They Need to Know About Credit

By: Donna Chaffins | Date: April 5, 2013 | Categories: Education, Financial, Guest Posts, Money Talk
college grads - what they need to know about credit

Guest Post Image Source Recent statistics show that 22 percent of the American population has obtained at least a Bachelor’s degree. This number sits at an all-time high for the country, and it’s hard to argue the economic benefits of obtaining a degree. Unfortunately, it seems that credit companies seem to know right when a […]

Why Do You Always Feel Short of Money? Common Mistakes To Avoid

By: Donna Chaffins | Date: September 6, 2012 | Categories: Financial, Guest Posts, Money Talk

Guest Post Image Source A very common problem noticed among youngsters these days is that they always feel short of money, irrespective of how much they earn. There are so many people who earn decent amount of money, but still end up feeling short of it in the middle of the month. With no other […]

Utilizing Debt Snowball Method to Manage Debt

By: Donna Chaffins | Date: August 21, 2012 | Categories: Financial, Guest Posts, How To, Money Talk
Utilizing Debt Snowball Method to Manage Debt

Guest Post Image Source “Debt” is one of the worst financial crises that a human being can ever face. Statistics reveal that an Average American family carries a credit card debt worth $8,400 and over 40% of people actually spend more than they actually earn. If you are a victim of debt and wondering how […]

Living on a Budget Doesn’t Mean Living Deprived

By: Donna Chaffins | Date: July 13, 2012 | Categories: Financial, Frugal Tips, Guest Posts, Money Talk

Guest Post Image Source Many people believe that frugal living means that you have to deprive yourself of things you want. This is a common misconception. Actually, to live frugally simply means that you decide to spend prudently in some areas to better afford things that you want or need in other areas. It also […]

The Down and Dirty of Debt Collectors – Infographic

By: Donna Chaffins | Date: July 3, 2012 | Categories: Financial, Infographs, Money Talk

I used to work for a small loan office that was a branch of a bank between 1987 – 1990. One of my job duties was collections. I called our customers (debtors) who were behind on their payments. Not once did I ever get nasty. NEVER. I was kind and respectful, even when I knew […]