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Blog By Donna

A Mom Navigating Life

6 Smart Ways to Use Your Tax Refund

By: Donna Chaffins | Date: February 11, 2015 | Categories: Financial, Money Talk

It’s that time of year again, no not Valentine’s Day, but…. tax time. If you expect a tax refund, it’s not so bad, though. The only problem you have is figuring out how to spend it. Sure you could go on a shopping spree and/or splurge on something you normally wouldn’t buy, but why not […]

Better Options to Bridge the Gap for Those Who Need Money

By: Donna Chaffins | Date: October 2, 2014 | Categories: Guest Posts, Money Talk

Guest Post The most difficult thing about working is that paychecks rarely come on an acceptable schedule. Simply put, the money comes at one time, and the bills come during another. This can create major problems for people who are living paycheck-to-paycheck. What are they to do when they have car trouble, a dental emergency, […]

An Easy Way to Get Auto Insurance Quotes and a Road Trip Checklist #Compare2Win #CollectiveBias #shop

By: Donna Chaffins | Date: May 6, 2014 | Categories: Auto, Money Talk, Random Thoughts and Conversations, Reviews
Compare Auto Insurance at AutoInsurance.com #Compare2Win #collectivebias #shop

I am a member of the Collective Bias Social Fabric® Community.  Collective Bias has provided me with compensation for my time and effort to evaluate this website.  Participation in this program is voluntary. As always, all opinions are 100% my own. #Compare2Win #CollectiveBias I was visiting family the last few days and reminiscing  about old […]

How to Spend Smart for a Brighter Financial Future

By: Donna Chaffins | Date: April 16, 2014 | Categories: Financial, Frugal Tips, How To, Money Talk, Savings

Everyone who knows me, knows I’m frugal. I try to save what I can, and I like to think of myself as a smart shopper. Spending money is easy. Too easy. But if you have to spend or want to spend, it takes a little more work to do it smartly. To spend money smart […]

20 Money Saving Ideas

By: Donna Chaffins | Date: April 14, 2014 | Categories: Financial, Frugal Tips, Home and Garden, How To, Money Talk, Savings, Tips
Money saving ideas

I, like most everybody else, am looking for ways to save money. In my case, we are saving for our son’s college and our retirement. Not to mention that I am just frugal by nature and don’t like to waste money. So I’m always looking for money saving ideas. I’ve found some wonderful sites with […]

5 Steps to a More Frugal 2014

By: Donna Chaffins | Date: March 14, 2014 | Categories: Financial, Frugal Tips, Money Talk

I’ve had this article in a draft since January and forgot about it. It’s still early in 2014 and still very relevant… Many people set New Year’s resolutions that deal with saving money or cutting costs. They want to live more frugally so they can pay off debt, start a college fund for their kids, […]

Stock Market Games: Top Five Things You Need To Know

By: Donna Chaffins | Date: November 29, 2013 | Categories: Financial, Guest Posts, Money Talk

Guest Post For new investors, the stock market can seem confusing or scary. Knowing where and when to invest your money in the stock market can seem overwhelming. These five tips can help you feel more at ease when investing your money in the stock market: 1. More Than Dow Jones The American stock market […]

4 Ways To Simplify Your Holiday Shopping List

By: Donna Chaffins | Date: August 18, 2013 | Categories: Guest Posts, Holidays and Observances, How To, Money Talk, Savings, Shopping
4 ways to simplify holidy shopping

Guest Post Image Source Summer is winding down and thoughts of sugar plums and electronic gadgets will start dancing in the kiddies’ heads. The holiday season is almost upon us! We all know that finding the ideal presents for your family, friends, children and co-workers can be stressful and time consuming. By simplifying your holiday […]

The Best Vacation I’ve Ever Taken – Caneel Bay St. John Virgin Islands

By: Donna Chaffins | Date: August 1, 2013 | Categories: Fun, Giveaways, Money Talk, Summer, Travel
Sunset Cruise, Virgin Island, Caneel Bay

I was thinking about the best vacation I’ve ever taken and while looking back over the photos we took I can remember the week so vividly. In March of 1998 my husband and I went to St. John, USVI for a 7 day/7 night vacation. It was heavenly. We stayed on Caneel Bay at the […]

Ask and You Might Receive Money, Discounts and More

By: Donna Chaffins | Date: July 2, 2013 | Categories: Bargains and Deals, Financial, Guest Posts, Money Talk
ask and you might receive money, disounts, and more

Guest Post Image Source I wasn’t born this way.  I, like most of you, accepted the “number” I was given. If someone told me the salary, the price, the terms, or whatever, I’d either accept or decline.  It never occurred to me to ask for what I wanted. Then, while at an investment class, an […]